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Commerce · Q508

Insurance

Graduate and Post Graduate · Commerce · question 508

Q508

Identify the correct statement

A.
Insurance transfer s risk from one asset to another asset
B.
Losses to assets are sought to be shared by a few only
C.
Gains of a few people are sought to be shared by many in insurance
D.
Losses suffered by a few people are sought to be shared by many in insurance
Answer

Answer: Option D

Solution

Answer: Option D
Solution:
Losses suffered by a few people are sought to be shared by many in insurance. Insurance is defined as a co-operative device to spread the loss caused by a particular risk over a number of persons who are exposed to it and who agree to insure themselves against that risk.