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Commerce · Q122

Insurance

Graduate and Post Graduate · Commerce · question 122

Q122

In traditional life insurance policies, the investment risk is borne by the _________, while in unit linked plans, the investment risk is borne by the _________.

A.
Policyholder, unitholder
B.
Insurance company, unitholder
Answer
C.
Insurance company, insurance company
D.
Policyholder, insurer

Answer: Option B

Solution

Answer: Option B
Solution:
In traditional life insurance policies, the investment risk is borne by the insurance company, while in unit linked plans, the investment risk is borne by the unitholder.