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Commerce · Q200

Insurance

Graduate and Post Graduate · Commerce · question 200

Q200

Insurance is not gambling because of the presence of

A.
Principle of utmost good faith
B.
Insurable interest
Answer
C.
Indemnity principle
D.
None of the above

Answer: Option B

Solution

Answer: Option B
Solution:
Insurance is not gambling because of the presence of Insurable interest. Without an insurable interest, it would be wagering, contract. Thus, this principle clearly distinguishes the insurance contract from the gambling.