Vidyalelo
Commerce · Q634

Insurance

Graduate and Post Graduate · Commerce · question 634

Q634

Insurance needed by a person can be determined by

A.
Human Life Value method
Answer
B.
Life Term proposition method
C.
Future Life value method
D.
Human Economic value method

Answer: Option A

Solution

Answer: Option A
Solution:
Insurance needed by a person can be determined by Human Life Value method. The human life value concept deals with human capital, which is a person's income potential. It goes beyond just the numbers and considers the overall impact of losing someone, especially the breadwinner.