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Commerce · Q431

Insurance

Graduate and Post Graduate · Commerce · question 431

Q431

Moral hazard by health insurance companies can result in _________.

A.
Community rating
B.
Adverse selection
Answer
C.
Abuse of health insurance
D.
Risk pooling

Answer: Option B

Solution

Answer: Option B
Solution:
Moral hazard by health insurance companies can result in adverse selection. Adverse selection occurs when there's a lack of symmetric information prior to a deal between a buyer and a seller.