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Management · Q347

Financial Management

Graduate and Post Graduate · Management · question 347

Q347

Nominal rate which is quoted to consumers on loans is considered as

A.
annual percentage rate
Answer
B.
annual rate of return
C.
loan rate of return
D.
local rate of return

Answer: Option A

Solution

Answer: Option A
Solution:
Nominal rate which is quoted to consumers on loans is considered as annual percentage rate. An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan.