Ramlal is quite parsimonious by nature.

Answer: Option B

Cruel : wilfully causing pain or suffering to others, or feeling no concern about it.
Miserly : of or characteristic of a miser.
Prodigal : spending money or using resources freely and recklessly; wastefully extravagant.
Haughty : arrogantly superior and disdainful.
Parsimonious : very unwilling to spend money or use resources.

Synonym of Parsimonious is Miserly