Vidyalelo
Management · Q370

Financial Management

Graduate and Post Graduate · Management · question 370

Q370

Rate charged by bank 12.5% on credit loans and 3% semi-annually on instalment loans is considered as

A.
periodic rate
Answer
B.
perpetuity rate of return
C.
annual rate
D.
annuity rate of return

Answer: Option A

Solution

Answer: Option A
Solution:
Rate charged by bank 12.5% on credit loans and 3% semi-annually on instalment loans is considered as periodic rate. A periodic interest rate can be charged on a loan or realized on an investment over a specific period of time.