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Commerce · Q139

Insurance

Graduate and Post Graduate · Commerce · question 139

Q139

Restructuring of debts refers to

A.
Swapping less interest loans with more interest loans
B.
Modification of the terms of a loan to debtor who could default on payments
Answer
C.
Closing all outstanding loans
D.
Going for more and more borrowings

Answer: Option B

Solution

Answer: Option B
Solution:
Debt restructuring refers to modification of the terms of a loan to provide relief to a debtor who could otherwise default on payments. The restructuring may involve extending the period of repayment, reducing the total amount owed, or exchanging a portion of the debt for equity in the debtor company. Also see extension, composition, debt-for-equity swap.