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Commerce · Q535

Insurance

Graduate and Post Graduate · Commerce · question 535

Q535

State the correct statement out of the following ones.

A.
Nominee is in every circumstance the owner of the policy proceeds
B.
Nomination is entitled to give a valid discharge to an insurer for payment of claim
Answer
C.
Assignment and nomination are one and the same
D.
Even if a policy is assigned to the insurer for a loan it cancels the existing nomination made earlier

Answer: Option B

Solution

Answer: Option B
Solution:
Nomination is entitled to give a valid discharge to an insurer for payment of claim. The nominee is statutorily recognized as a payee who can give a valid discharge to the Corporation for the payment of policy monies.