Q167
What are the two methods of underwriting?
A.
Direct and indirect
B.
Accept and decline
C.
Judgement and numerical
AnswerD.
Open-ended and close-ended
Answer: Option C
Solution
Answer: Option C
Solution:
Judgement and numerical are the two methods of underwriting. In the judgement method, subjective judgment is used, often relying on the expert opinion of a medical professional known as the medical referee, especially when the deciding case is complex.