Q304
What is the meaning of the term non-medical underwriting?
A.
Taking health insurance
B.
Buying a medical insurance without medical exam
C.
Buying a life insurance without medical exam
AnswerD.
None of the three
Answer: Option C
Solution
Answer: Option C
Solution:
Buying a life insurance without medical exam is the meaning of the term non-medical underwriting. No medical exam life insurance policies are term life insurance policies, often with a relatively low face value. You can obtain term life insurance quotes for no exam coverage with no medical exam and perhaps only a few medical questions. Your premiums may be higher based on your answers.