Vidyalelo
Commerce · Q573

Insurance

Graduate and Post Graduate · Commerce · question 573

Q573

When is a policy said to be withdrawn?

A.
On surrender of the policy in return for surrender value
Answer
B.
When the premiums are not paid as and when due
C.
When a policy is upgraded
D.
When a policy is downgraded

Answer: Option A

Solution

Answer: Option A
Solution:
A policy is said to be withdrawn on surrender of the policy in return for surrender value. In case of life insurance, if you surrender a policy before the completion of its full term, you could get back a portion of the money you paid as premium, after deducting charges. This money is surrender value.