Vidyalelo
Commerce · Q154

Insurance

Graduate and Post Graduate · Commerce · question 154

Q154

When is it essential for insurable interest to be present in case of life insurance?

A.
At the time of taking out insurance
Answer
B.
At the time of claim
C.
Insurable interest is not required in case of life insurance
D.
Either at time of policy purchase or at the time of claim

Answer: Option A

Solution

Answer: Option A
Solution:
Insurable interest is essentially a monetary interest which one should have on the continuing existence of the object of insurance. So, it is important for it to be there at the time of taking out insurance.