Vidyalelo
Commerce · Q420

Insurance

Graduate and Post Graduate · Commerce · question 420

Q420

Which of the below statement is true regarding ULIP’s?

A.
Value of the units is determined by a formula fixed in advance
B.
Investment risk is borne by the insurer
C.
ULIP’s are opaque with regards to their term, expenses and savings components
Answer
D.
ULIP’s are bundled products

Answer: Option C

Solution

Answer: Option C
Solution:
ULIP's are transparent with regards to their term, expenses and savings components. The value of each unit of a fund is determined by dividing the total value of the fund's investments by the total number of units.