Vidyalelo
Commerce · Q471

Insurance

Graduate and Post Graduate · Commerce · question 471

Q471

Which of the following is not an underwriting decision?

A.
Risk acceptance at standard rates
B.
Declinature of risk
C.
Postponement of risk
D.
Claim rejection
Answer

Answer: Option D

Solution

Answer: Option D
Solution:
Claim rejection is not an underwriting decision. If an insurance company has reason to believe that any information pertaining to these parameters was suppressed, it can reject the claim.