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Commerce · Q20

Insurance

Graduate and Post Graduate · Commerce · question 20

Q20

Which of the following is not the principle of insurance:

A.
Utmost Good Faith
B.
Principle of Contribution
C.
Maximization of Profit
Answer
D.
Causa Proxima

Answer: Option C

Solution

Answer: Option C
Solution:
Maximization of Profit is not the principle of insurance. There are seven basic principles that create an insurance contract between the insured and the insurer: Utmost Good Faith, Insurable Interest, Proximate Cause, Indemnity, Subrogation, Contribution and Loss Minimization.