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Commerce · Q293

Insurance

Graduate and Post Graduate · Commerce · question 293

Q293

Which of the following is the most appropriate explanation for the fact that young people are charged lesser life insurance premium as compared to old people?

A.
Young people are mostly dependent
B.
Old people can afford to pay more
C.
Mortality is related to age
Answer
D.
Mortality is inversely related to age

Answer: Option C

Solution

Answer: Option C
Solution:
Mortality is related to age and hence, young people who are less likely to die are charged lower premiums as compared to old people.