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Commerce · Q119

Insurance

Graduate and Post Graduate · Commerce · question 119

Q119

Which of the following statements is correct?

A.
Risk prevention aims at avoidance of loss through insurance
Answer
B.
Chances of risk are reduced by retention of risk
C.
Loss prevention is nothing but retention of risk
D.
Chances of occurrence of risk are achieved through transfer of such risks

Answer: Option A

Solution

Answer: Option A
Solution:
Risk prevention aims at avoidance of loss through insurance. Insurance helps minimize the negative impacts of losses. While insurance is a reactive solution, it is always better – whenever possible – to avoid this type of events. Some risks are inevitable, but others can be minimized by taking preventative measures.