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Commerce · Q272

Insurance

Graduate and Post Graduate · Commerce · question 272

Q272

Which of the following statements is incorrect?

A.
Consumer disputes involving private insurance companies can be heard by consumer forum or commission
B.
Life insurance does not come under Consumer Protection Act, 1986
Answer
C.
Complaints can be lodged against private insurers as well as public sector companies/corporations like LIC
D.
Complaints can be lodged only against life insurance as well as non-life insurance companies

Answer: Option B

Solution

Answer: Option B
Solution:
From 1 April 2011, the Consumer Protection Act (“CPA”) provides protection to these consumers against such suppliers. The CPA applies to an agreement concluded between a consumer and supplier in the ordinary course of business. A consumer buys or uses goods, or receives services from a supplier.