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Commerce · Q156

Insurance

Graduate and Post Graduate · Commerce · question 156

Q156

Which of the following statements is incorrect with regards to decreasing term assurance?

A.
Death benefit amount decreases with term of coverage
B.
Premium amount decreases with term of coverage
Answer
C.
Premium remains leveled throughout the term
D.
Mortgage redemption plans are an example of decreasing term assurance plans

Answer: Option B

Solution

Answer: Option B
Solution:
Premium amount increases with the term of coverage. Hence, option (2) is incorrect.