Vidyalelo
Commerce · Q716

Insurance

Graduate and Post Graduate · Commerce · question 716

Q716

With increase in premium with age, healthy people tended to withdraw leaving unhealthy people. This lead to development of

A.
Gross premiums
B.
Single premiums
C.
Advance premiums
D.
Level premiums
Answer

Answer: Option D

Solution

Answer: Option D
Solution:
With increase in premium with age, healthy people tended to withdraw leaving unhealthy people. This lead to development of Level premiums. Level-premium insurance is term life insurance for which the premiums are guaranteed to remain the same throughout the contract, while the amount of coverage provided increases.